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I love bloggers. they give real life advice. anyhow, I have a kick ass money/finance/retirement rss feed filter on LJ. This blogger is one of my favorites: Broke Ass Student
Sample entries:
Surviving Paycheck to Paycheck? You Can Still Start Saving
My 2007 Goals for Financial Prosperity
I am also a fan of Dave Ramsey's "Debt Snowball" - even if debt is not your issue, he sets out an easy to follow method of setting up a budget so you (a) don;t overspend and (b) set and meet goals of saving and retirement. He also helps prioritize spending. budgeting tools here.
And last he reminds us of one thing we overlook when struggling with our finances: sometimes it really isn't a spending/budgeting problem. It is an income problem. Which is why he encourages 'struggling to make ends meet' families to try to find second jobs - even earning a few hundred extra each month can make a huge difference.
I;d focus on his budgeting tools - for example, cutting off retirement savings in your 20s to focus only on debt/savings would be short sighted. The power of compound interest compels you!
The other financial blog I like to read (Simple Dollar) offers input on what works/does not work with Dave Ramsey's method. Plus, it offers other practical advice on budgeting, saving and money.
http://www.thesimpledollar.com/category/dave-ramsey/
My money entries are under this tag
Sample entries:
Surviving Paycheck to Paycheck? You Can Still Start Saving
My 2007 Goals for Financial Prosperity
I am also a fan of Dave Ramsey's "Debt Snowball" - even if debt is not your issue, he sets out an easy to follow method of setting up a budget so you (a) don;t overspend and (b) set and meet goals of saving and retirement. He also helps prioritize spending. budgeting tools here.
And last he reminds us of one thing we overlook when struggling with our finances: sometimes it really isn't a spending/budgeting problem. It is an income problem. Which is why he encourages 'struggling to make ends meet' families to try to find second jobs - even earning a few hundred extra each month can make a huge difference.
I;d focus on his budgeting tools - for example, cutting off retirement savings in your 20s to focus only on debt/savings would be short sighted. The power of compound interest compels you!
The other financial blog I like to read (Simple Dollar) offers input on what works/does not work with Dave Ramsey's method. Plus, it offers other practical advice on budgeting, saving and money.
http://www.thesimpledollar.com/category/dave-ramsey/
My money entries are under this tag